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Good to see this finally getting attention. In theory, Republicans still have time to extend the IRA subsidies by another year in a separate bill, if only to avoid the midterm backlash. Not much time, though, as 2026 rates are locked in by September. They won’t, but they could.

They’d actually have to make it at least *two* years to avoid a midterm backlash, actually, since insurance carriers send out premium notices in October and Open Enrollment starts November 1st…just days ahead of Election Day.

How much more will Florida ACA exchange residents have to pay for the same plan starting in less than 6 months? It will vary widely, but here's some examples based on households in Tallahassee enrolled in the benchmark Silver plan: acasignups.net/ira-subsidy-...

These examples assume the *unsubsidized* avg. premiums go up 4.3%. I don't have Florida's 2026 filings yet, but so far the actual average preliminary rate hikes across a dozen other states has been 18.5%. 👀

With those caveats: --a single 50-yr old earning $40K/yr would go from $154/mo to $258/mo. --a single parent earning $30K/yr would go from $0/mo to $87/mo. --a family of 4 earning $70K/yr would go from $148/mo to $378/mo. --a 64-yr old couple earning $90K would go from $638/mo to $2,236/mo.