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Game folks who've been laid off: What % of your regular salary would you need to accept a contract position? Would you.. - accept a lower rate just to have income? - insist on matching your usual salary? - need an amount greater to deal with contract overhead / uncertainty?

Depends on who I'm talking to, for what position. For a bigger company, I'll start higher than my last salary (accounting for variability in employment, plus self-employment taxes and paying my own health insurance). I'll go lower for friends, or friends of friends, or things I want to work on.

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