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Thread of ideas that don't have short names but deserve them: 1. For most common issues, if you just research and follow standard boring conventional best-practices, you'll do better than ~95% of people, because they don't do that.

3. Sometimes when people say they aren't worried about something but give weird and shifting explanations, that's because they don't actually believe that thing is possible, but haven't fully acknowledged that fact to themselves.

(I stress that these ideas are not necessarily correct, but if nothing else we could shorten debates by having them once and for all and giving them labels.)

4. It's actually quite hard to find generalists who are simultaneously pretty competent and reliable and easy to work with. You get get surprisingly far in the world by just being mildly above-average on all those three axes at the same time.