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That thing you bought that you want so bad will seem stupid and a waste of money on an already large credit card statement in 5 years. It’s dopamine - replace it with something else. Spending on CCards is ok to keep your money in your bank for longer, but they _must be fully cleared_ by the EoM.

luna@imlunahey.com

people over 30 quote this with some life advice for the rest of us?

Start a pension as early as possible. Save for the thing you desire - don’t get into debt for it. Get that mole looked at. Your weight will fluctuate. Get your eyes checked. Sh1t things can come at you quickly - you can’t plan for everything but you can mitigate the impact. Talk to your parents.

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