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There's a couple different things here, of which the security issue is the largest. The article also mentions "'AI' agents" "optimizing the cheap deposits" banks depend on to extend loans, comparing it to a casino in which the house loses.

Which is, of course, no casino at all, and I suspect that paragraph is a bit of media poisoning by the relentless grifters pushing "AI" everywhere. Nevertheless, when the *banks* start getting nervous, it's a sure sign of the bubble deflating. (More of a wheeze than a pop, but still...)