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I’m not sure I follow. I read this article and didn’t see any advertising of credit cards. It’s about how to start paying them off.

Here’s another critical step: Don’t charge routine expenses (e.g. subscriptions of all types) on a card with a balance. It’s very difficult to pay off a card with lots of new spending each month… you have to cover those costs PLUS the interest, PLUS the “pay-down” amount. It’s a hamster wheel.

True, but it’s also harder to save than spend.

Almost half of the adult American population has credit card debt, and while Americans are the worst offenders, they have company. www.cardrates.com/advice/avera...

We didnt have credit cards in the 70s, the rich started flaunting theirs in the 80s. Maybe we didnt have a shitload of cheap gadgets we could buy, but we werent slaves. You could quit your job and find a new one well after... Credit is slavery. State debt is state control. You've been swindled.

The “experts” at NPR never think the predatory lending and insane overdraft and late fees are the problem.

“Experts” get to opine about experiences they’ve never had. I called my cousin Jim and he said, “that shit ain’t never gonna work”.