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it sounds simple but that basically is all we need. the whole private system is backstopped by public dollars and regulations in hundreds of ways, it's obscenely inefficient and it doesn't even cover everyone bsky.app/profile/equi...
interesting poll on this btw. if you ask people about whether people should be able to lose their employer-based insurance--the only way ESI could possibly work--they're against it 70-11 www.peoplespolicyproject.org/2019/10/24/n...
and that is not a trivial number of people, there are on the order of 60 million job separations annually www.peoplespolicyproject.org/2017/08/08/e...
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it's in JOLTS, you can poke around here. presumably there are a fair number of people who lose more than one job per year, but at ~3.5% of all jobs per month, it does add up www.bls.gov/jlt/