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Long before Congress, I was a Lowell kid with a summer job at the Lowell Plan and the LDFC. I watched bankers, business owners, city leaders and neighbors sit around one table and decide downtown Lowell was worth saving. This morning, we celebrated 50 years of that partnership.

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When no single bank would take the risk on downtown, they took it together. Buildings that sat dark got their lights back. Boarded-up storefronts got family businesses behind the counter again.