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Hm, instead of simply stating that fact, I'd like to see a short explanation on the "why". Because that's the information you need to understand why it might be fine to do so in many cases.

Loving the mad ambiguity that Halifax and Nationwide could in this context be banks or places

They should start the year at zero though

I appreciate the note, but in my work I forgo the baseline all together when not starting from Zero and just rely on the tick marks along the x-axis to frame the plot. I find it a bit too easy to assume a zero-based start if there’s a prominent base axis.