Douglas A. Boneparth

2026 Pinned Post: I run a nationally recognized wealth management firm for high-achieving millennials, next generation investors, entrepreneurs, and their families. I also write about relationships and money so you and your partner can become an unstoppable financial team.

Experts say you should wait 60-90 minutes after waking up before drinking coffee. But here’s the thing. No.

On October 19, 1987, I made the single biggest investment mistake of my life. The Dow Jones fell 22.6% and I didn't buy the dip. It was the worst day in U.S. stock market history, and I was too busy playing with wooden blocks in pre-school. I will never forgive myself.

People are surprised when I tell them I run 3 businesses, workout 6 days a week, coach my kid’s basketball team, and have an active social life. Look, anything is possible when you lie.

My advice to newborns is to start investing now.

You are not a Jack of all trades. You have ADHD.

Getting paid in company stock can be great, but it can also become too much of a good thing. This week I wrote about how to deal with concentration risk in your portfolio. New on The Joint Account. readthejointaccount.com/p/too-much-o...

Ladies, if he: - Is hot - Always is thirsty - Loves to consume literature - Understands multiple languages - Knows exactly what you’re thinking He’s not your man, he’s a data center.

“But I told you six times!” Yup, that’s my wife yelling at me because I didn’t remember to do the thing I didn’t mean to forget. The solution? Figuring out how the other person operates. New on The Joint Account. www.readthejointaccount.com/p/but-i-told...

Trump offering voters $5,000 reminds me of when I ran for 6th grade class president and promised everyone no homework.

Apple just keeps making the same products over and over again thinking their customers will keep buying them. -Sent from my new iPhone 18 Pro Max

You just had pancakes for breakfast. Your best friend is coming over to watch college football. There’s no school on Monday. Your parents don’t care how late you stay up. A perfect Labor Day weekend. You’re 41. It’s 2026.

The retirement age needs to be lowered to 41. I’ve had enough.

On our honeymoon in Italy, a newlywed couple sat next to us and fought about money. It was the first time they were learning some important things about each other. Don’t be them! This week: 6 money talks to have before “I do.” New on The Joint Account. www.readthejointaccount.com/p/six-conver...

Remember to treat your body like a data center. Consume as much literature and water as possible.

Mulch is the most expensive confetti you'll ever buy. It disappears every spring and you buy it again. Forever! For our Invisible Costs series, I'm in the the yard looking at every hidden bill the mow-and-blow guy leaves behind. New on The Joint Account. www.readthejointaccount.com/p/the-invisi...

I normally don’t brag about taking expensive trips, but I just got back from the grocery store.

Congratulations to all the investors who did nothing!

45% of Americans will spend nearly $4,000 on summer travel this year. Only 26% pay it off on the first statement! Not good. Here's how to plan a vacation you can afford, and become a better financial team while you're at it. New on The Joint Account. www.readthejointaccount.com/p/how-to-pla...

Ticketmaster: $80 per ticket. Me: Okay. Two tickets please. Ticketmaster: That will be $500.

Wedding registries are weird. You end up with two cake stands and no drill. This week, we swap the aspirational stuff for things that count: a good coffee maker, a real tool set, a fireproof safe for the important paperwork. New on The Joint Account. www.readthejointaccount.com/p/what-belon...

What is something that instantly makes you think someone is wealthy?

My wife made peace with missing Noah Kahan. No way she’d spend thousands. Then she got off the waitlist: two tickets, $140 each, at face value. Lesson? Setting a hard financial boundary doesn’t have to be the end of the story. New on The Joint Account. www.readthejointaccount.com/p/leave-the-...

I don’t want to party like it’s 1999. I want to buy a house like it’s 1999.

You know how to invest for retirement. You know where to park next year’s cash. But what about the goal that’s 4 to 7 years out and still a bit fuzzy? That’s the in-between goal, and it’s the one most people get wrong. New on The Joint Account. www.readthejointaccount.com/p/the-in-bet...

How to prove you’re alive: 1. Make a public appearance

Your friend gets sober. Loses 100 pounds. Sells the business. And suddenly you don’t know how to feel. This week’s newsletter digs into what’s really happening when someone you love becomes a new person. New on The Joint Account. www.readthejointaccount.com/p/how-dare-y...

At first, Trump came for our green cards. And now he’s going after our red cards. This is getting out of hand!

Today, we remember Russell “Rusty” Casse, who made the ultimate sacrifice fighting for our independence.

I like jokes. But jokes about air conditioners? Not a fan.

Oil spiked to $120 a barrel, then dropped back to $70 like nothing happened. But the costs it passed onto you didn't come back down. The new Invisible Costs covers where oil is really hiding in your money. New on The Joint Account. www.readthejointaccount.com/p/invisible-...

I hate it when people say it’s a quarter to 4:00p. My dude, just say it’s 3:75p.

Most couples think they split the housework fairly. The data says otherwise. Economist Corinne Low explains why so much of the work is invisible, and why “having it all” was always the wrong goal. New on The Joint Account. www.readthejointaccount.com/p/marriage-i...

No one looks back and wishes they put ten more hours a week into work. Not a single dad wishes he skipped bedtime. We hold onto the ways we cared. And our kids will too. Happy Father’s Day from The Joint Account. www.readthejointaccount.com/p/dads-show-...

Last minute Father’s Day gift ideas for under $400K: 1. Porsche 911 GT3 RS

Elon Musk and I have a combined net worth of more than $1 trillion.

The whole spending 2-3 months’ salary on a ring rule was invented by a diamond company. That’s it. That’s the post. Okay, maybe there’s a little more to it. If buying an engagement ring is something you plan on doing, read this. New on The Joint Account. www.readthejointaccount.com/p/ring-isnt-...

As long as they’ll allow it, I’ll walk my kids to school. Someday soon, I won’t get to do this ever again. Our mornings together will forever be some of my favorite memories. The conversations, laughs, and goodbye hugs are irreplaceable. I can’t think of anything more important.

If you choose a major you love, you’ll never work a day in your life because that field is being replaced by AI.

Cashier: That will be $58.49. Me: *pulls out $100 bill* Cashier: Sorry, we’ve been having issues with counterfeit bills lately. Anything smaller? Me: *pulls out $75 bill*

It’s take your child to work day. I’m very excited to show my daughters where I go to cry.

Monday - New Ceasefire Deadline Tuesday - Ceasefire Extended Wednesday - New Ceasefire Deadline Thursday - Ceasefire Extended Friday - New Ceasefire Deadline Saturday - Golf Sunday - Golf

Tim Cook took Apple from $350 billion to $4 trillion. I took my brokerage account from $350 to $4. We are not the same.

Amazon might as well be a vacuum company the way it sucks money from your bank account. It’s the biggest black hole in your budget, and that’s no accident. This week, I show you how to take control without picking a fight. New on The Joint Account. www.readthejointaccount.com/p/amazon-bla...

If Iran simply accepted the deal we said they had already accepted, we wouldn’t still be in a war we said we’ve already won.

The of Strait of Hormuz is now open! *it was open before the war*

My daughter’s lemonade stand was struggling, so we pivoted to AI compute. She’s been acquired by Microsoft for $1.2 billion.

Uber has no cars. Airbnb has no hotels. Allbirds has no shoes. This is the new economy.

*finishes taxes* Me: Okay, I owe $1,300. IRS: Do you? Me: Do I? IRS: You’ll find out!

Teaching kids about money is no easy task, but grasping lessons in personal finance is a cheat code for life. For Financial Literacy Month, we mapped out how to raise kids that are good with money at any age. New on The Joint Account. www.readthejointaccount.com/p/kids-good-...

I am starting to think that our politicians might be corrupt.