Monevator

An AI agent won’t forget. It’ll go through all your bills, without getting bored or flagging, to keep checking you’re still into all your standing orders staying that way. Even so, AI agents with the best of intentions could still be plenty disruptive. monevator.com/ai-agents/

You can devise the soundest investing strategy, but life may have other plans… monevator.com/why-you-cant...

You never know… monevator.com/surviving-ec...

How our model passive portfolio is doing well despite the biggest bear market for bonds in the history of US/UK markets… monevator.com/the-slow-and...

The triple-lock tweaked, plus all the best money and investing reads including @awealthofcs (three times!), @RubinJMiller @financialsamura @drorpoleg @jasonzweigwsj @mrmoneymustache @TimHarford @paulkrugman and many, many more! monevator.com/weekend-read...

Our updated guide to help you find the best online broker for your situation monevator.com/find-the-bes...

Just because the money has effectively fallen out of the sky, that doesn’t mean you should flush it down the toilet. monevator.com/why-you-shou...

How one man travelled the world on a bicycle *before* he achieved financial independence… monevator.com/fire-side-ch...

You can only spend your money once, so use it where it counts. monevator.com/money-is-pow...

Are government bond buyers starting to wonder who will pay the taxes to repay them in an AI-dominant future? Plus all the week's best money and investing reads! monevator.com/weekend-read...

On walking into retirement… monevator.com/the-way-or-w...

Buy-to-let now requires skill, and that's a challenge for many long-time landlords… monevator.com/buy-to-let-t...

Would you be happy handing over the reigns of your portfolio to a robot? Plus all the week's best money and investing reads! monevator.com/weekend-read...

Show me the money! monevator.com/how-investme...

The case for having a bit on the side monevator.com/its-an-emerg...

Fill 'er up! (The ISA, that is, not the petrol tank…) monevator.com/cost-of-car-...

How the funds that active managers love to hate actually work monevator.com/how-index-tr...

Our ongoing quest to find a 60/40-ish portfolio that can do well even when bonds don't for decades… [Members] monevator.com/60-40-dilemma/

In case your weekend was derailed by the England game, here's our Weekend Reading money and investing links to get you caught up again monevator.com/gen-z-pensio...

How much do you want to bet that it's different this time? monevator.com/help-my-pass...

Do you know how your platform should be doing business? Will that even help if the worst happens? monevator.com/surviving-pl...

"Freeze! Give us more of your income and nobody has to get hurt!" monevator.com/tax-brackets...

The industry standard 60/40 is an easy option based on the historical record, but those averages smooth out some particularly poor periods… The snag? Such periods look quite a bit like today! monevator.com/the-60-40-po...

Or: what do asset class return tables and Rotten Tomatoes consensus scores have in common…? monevator.com/how-returns-...

How slow can you go? monevator.com/this-time-ne...

The rule of 300 simplifies retirement planning down to a two number solution monevator.com/the-rule-of-...

All the money and investing links you need to get you through the long weekend! monevator.com/weekend-read...

We've compiled what we think is the first index to track the realistic return that ordinary investors could have got over the long-term from cash in the bank. The takeaway? It's not pretty… monevator.com/cash-total-r...

What might have been and what shouldn't have been… monevator.com/regrets-ive-...

Stop mucking around and start *investing* monevator.com/index-invest...

If you're lucky enough to have any spare cash to save these days, then the market is rewarding you for hunting out the better rates right now… monevator.com/best-savings...

Our model passive portfolio runs into the Iran war monevator.com/the-slow-and...

You haven't missed much if you stuck with gilts since the 2022 bond market carnage, but on the other hand you also haven't seen a repeat performance – and that's instructive! monevator.com/gilts-hoping...

A Monevator reader wrote: “I’m 100% invested in equities. I’m 56 and still think there’s time to accumulate and weather the roller coaster of global markets. Am I being foolish?” monevator.com/is-100-equit... [Member post]

"…how utterly corrosive and corrupting it is: as with depicting judges as ‘enemies of the people’ and civil servants as ‘saboteurs’, the Brexitists are determined to destroy every last vestige of trust in public institutions." chrisgreybrexitblog.blogspot.com/2026/04/bad-...

For most pensioners, the 4% rule might as well be about the probability of aliens visiting Earth, for all its relevance to their finances and lifestyles Plus the week's best money and investing reads – and a heads-up re: these weekly links in the future monevator.com/weekend-read...

This is 4D chess like flipping the board is 4D chess www.brookings.edu/articles/the...

Hope you bagged your next mortgage in the Christmas sales… monevator.com/remortgaging...

A global tracker fund takes care of all your equity diversification needs in a single investment product. monevator.com/best-global-...

We expect more from NS&I, plus all the week's best money and investing reads monevator.com/weekend-read...

Much of the time you'll hate being long commodities. But at times like now you'll be grateful / feel like a genius! monevator.com/commodities-...

The Iran war catches up with markets, plus all the week's best money and investing reads… monevator.com/weekend-read...

Not a good look when your market positioning is all about reliability, stability, and seriousness… www.bbc.co.uk/news/article...

Individual index-linked gilts can seem to go a little crazy as they approach maturity… but do they? monevator.com/the-wild-las...

Our unique real-time decumulation model portfolio makes its third year withdrawal… What will our hypothetical couple get to spend? [Member post] monevator.com/decumulation...

The best money and investing reads from around the web… monevator.com/weekend-read...