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I cancelled Microsoft 365 and switched to stand-alone installations like this just over a year ago. Biggest drawback as far as I can tell is that in October 2026, Microsoft will stop providing security updates for Office 2021. support.microsoft.com/en-us/office...

support.microsoft.comEnd of support for Office 2021 | Microsoft SupportSupport for Office 2021 will end on October 13, 2026. All of your Office 20121 apps will continue to function, but you could be exposed to security risks. Upgrade to Microsoft 365.

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If one is using a standalone program, like Microsoft Word, and not collaborating on a document (e.g., writing a solo research paper, or a short story) - and the rest of the computer is protected, would one still have risks without security updates for the aforementioned software?

I've been reading about a service called 0Patch that's currently providing zero day security patches for Office 2016 and 2019, which are no longer supported by Microsoft. Does anyone know about or use 0Patch and have opinions about its own security/safety? maketecheasier.com/zero-day-pat...

maketecheasier.comHow to Get Zero-Day Patches for Microsoft Office After Support Ends - Make Tech EasierWant to keep using Microsoft Office 2016 and 2019 after support ends? See how to get free zero day patches for Microsoft Office for years.

I canceled Office 365 this year and switched to the open source Libre Office. Works amazingly well and seamlessly. And there is a big Reddit community of users to provide support and answer questions.