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Genuinely one of the easier 30% Avios bonuses to act on this month if you've got Capital on Tap points sitting around. Qatar Privilege Club is running it 1-30 June, and CoT is a named partner. A few honest thoughts as someone with two CoT cards in the stack.

And it's NOT retroactive. The Avios have to actually land in your Qatar account before 30 June, not just be kicked off before then. I'd never leave a multi-step transfer to the last 48 hours. Do it early and save yourself the stress.

What actually surprised me is the free card maths. CoT free transfers at 0.8 Avios/point normally - below the Pro card's 1:1. With the 30% bonus the free card lands around 1.04/point. It briefly beats what Pro people get at standard rate. Wild for a free card.

And before anyone says it - yes, Qatar's programme is great. I rate it. Often better than BA on long-haul Business and QSuite availability on their own metal is solid. I just don't move big balances anywhere without a trip in mind. That's not caution, that's just sense.