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What actually surprised me is the free card maths. CoT free transfers at 0.8 Avios/point normally - below the Pro card's 1:1. With the 30% bonus the free card lands around 1.04/point. It briefly beats what Pro people get at standard rate. Wild for a free card.
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Wrote up the full maths, the timing traps and whether it's worth it for free vs Pro cardholders here: smartwithpoints.co.uk/p/capital-o...
smartwithpoints.co.ukQatar's 30% Avios Transfer Bonus & Capital on Tap30% bonus Avios until 30 June via Qatar Privilege Club - the honest maths for Capital on Tap holders.