Rider of Barrels

So, there was a recent wave of NextDoor proselytizers who decided to spam Bible posts in my 'hood against the Community Guidelines and were hostile to anyone who told them to stop because they were "doing God's work." I took great joy in developing a vibe-coded application that monitors...

...their individual accounts, analyzes every post they make, determines if it contains religious content, and then reports the post if it does. One person used a business account which is hard to get suspended, but I found out that 3 reports results in immediate post-deletion :)

I work for on of the country's largest insurers and I'm a little bothered by the anti-industry rhetoric being hurled about by some notable folks, so I'd like to share my perspective on how I see what got some insurers to where we are.

3. I'm in Texas, and 2 weeks ago my home policy was non-renewed because of "possibly my roof or not meeting (some unspecified) underwriting guidelines"). So, I am with you, but I know it's because Progressive is incurring huge storm losses in my region. I hate their method, but not their need.

I work for on of the country's largest insurers and I'm a little bothered by the anti-industry rhetoric being hurled about by some notable folks, so I'd like to share my perspective on how I see what got some insurers to where we are.

...it's not hard to say, "We apologize, but due to increasing risk of wildfire, we must reduce the number of customers we insure in high-risk areas in your state." 2. Increasing premiums isn't enough to solve this problem for obvious reasons: A.) people can't afford them. B.) Disasters are not...

I work for on of the country's largest insurers and I'm a little bothered by the anti-industry rhetoric being hurled about by some notable folks, so I'd like to share my perspective on how I see what got some insurers to where we are.

6. Think about how dire California's situation is. My company stopped writing new policies in California a few years ago because we already passed the point where our business was at risk. We aren't just cancelling policies to be buttholes. We just can't do OUR job unless we pull back in CA.

I work for on of the country's largest insurers and I'm a little bothered by the anti-industry rhetoric being hurled about by some notable folks, so I'd like to share my perspective on how I see what got some insurers to where we are.

... didn't bother to seek insurance for whatever reason, or failed to get their property up to the standards for California's FAIR plans that are available for those who can't get private insurance. 5. Paying premiums one's whole life does not mean any insurer owes you for future losses...

I work for on of the country's largest insurers and I'm a little bothered by the anti-industry rhetoric being hurled about by some notable folks, so I'd like to share my perspective on how I see what got some insurers to where we are.

That also means that we're trying to predict what rates should be 1.5 years from now AND they don't get approved, so we're not allowed to charge premiums that match the risk of insuring homes in the state. 3. It should be obvious, but if we can't charge the right premium and a catastrophic...

I work for on of the country's largest insurers and I'm a little bothered by the anti-industry rhetoric being hurled about by some notable folks, so I'd like to share my perspective on how I see what got some insurers to where we are.

Now, onto some thoughts: 1. Insurers aren't pulling out suddenly. Insurers started pulling out years ago after they started incurring losses greatly exceeding the premium they could charge. 2. Exacerbating #1, the California government has been absolutely horrible to work with. When we file...

I work for on of the country's largest insurers and I'm a little bothered by the anti-industry rhetoric being hurled about by some notable folks, so I'd like to share my perspective on how I see what got some insurers to where we are.

I feel like I'm watching the beginning of 3 Body Problem where a bunch of irrational zealots beat a physicist to death while crowds of people cheer basically because he's an "elite" We know virtually nothing about the CEO/killer, but everyone's happy b/c they don't like healthcare and he's elite.

I doubt this post will make me friends here based on sentiment, but let the record show I don't condone killing without clear justification. If we condone that, we open the doors to justifying the murder of ANYONE who has to take any unpopular action where harm is perceived.

I think it's great that people can curate their feeds here to control what they're exposed to and engaging with, but If you choose to attack someone who isn't trolling and they respond a single time with courtesy and you respond with insults and then block them so they can't see it... Be better.

(1/2) So happy this grift is getting called out by an ACTUAL guitar manufacturer. I mean, really. These are guitars designed by a company that doesn't make instruments, marketed as the only guitars endorsed by Trump which is hilarious because... ground.news/article/trum...