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Genuinely one of the easier 30% Avios bonuses to act on this month if you've got Capital on Tap points sitting around. Qatar Privilege Club is running it 1-30 June, and CoT is a named partner. A few honest thoughts as someone with two CoT cards in the stack.

The bit nobody seems to mention loudly enough: the 30% is paid by QATAR, not at the point of transfer. It lands separately by 31 July. So when you transfer and the bonus isn't there instantly - that's normal. Don't fire off a support ticket like I nearly did the first time.

And it's NOT retroactive. The Avios have to actually land in your Qatar account before 30 June, not just be kicked off before then. I'd never leave a multi-step transfer to the last 48 hours. Do it early and save yourself the stress.

What actually surprised me is the free card maths. CoT free transfers at 0.8 Avios/point normally - below the Pro card's 1:1. With the 30% bonus the free card lands around 1.04/point. It briefly beats what Pro people get at standard rate. Wild for a free card.

And before anyone says it - yes, Qatar's programme is great. I rate it. Often better than BA on long-haul Business and QSuite availability on their own metal is solid. I just don't move big balances anywhere without a trip in mind. That's not caution, that's just sense.

So my actual plan: only moving points I've got a near-term redemption for, doing it this week not on the 30th, and checking seat availability BEFORE transferring. No point bonusing your way to a balance for seats that don't exist.