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The workman who installed our insulation looked strangely familiar except for the bushy beard and moustache. I asked what all the pipes were for and he muttered something about coefficient of performance. Odd how the snow never settles in next door’s garden any more

I had the opposite. Living in a condo in Valley Forge, PA during a particularly cold winter. Nobody was living in the attached units on either side, so I ended up paying to heat the entire building. My one little heat pump just couldn't keep up. It was ~$600, which would be like $1,200 today.

... because it's someone else's house? Isn't the (admittedly uncharitable) stereotype of a libertarian someone who thinks it's okay to shoot someone for daring to set foot on their property? I genuinely do not understand the connection you're trying to make here.