Ruhi Maker

Ruhi Maker

@ruhimaker.bsky.social

Public Interest Law. Housing, access to credit /zoning. LSE. NY. Gardener.

160 followers144 following347 posts

Ruhi Maker reposted

Replying to @yonahfreemark.com

We estimate that a citywide, more easy-to-implement accessory dwelling unit (ADU) policy could have resulted in roughly 3.5 times as many ADUs being permitted as what actually occurred since 2020. ADUs could become a big part of the city's housing development pipeline. Read our full analysis ⏬

urban.orgZoning Reforms Could Boost Chicago’s Housing Supply, But Other Investments Are Needed to Ensure Development Benefits All NeighborhoodsNationwide, rising housing costs and a housing shortage are leading policymakers to significantly reform zoning (PDF) to encourage building.At the federal le…

We were honored to be asked to present this webinar. More ADU's, less parking mandates and more density. Thanks to CM Lupien, Martin and Smith for hosting. Cody and Bill Price for joining @reconnectroc.bsky.social

Empire Justice Center@empirejustice.bsky.social

Over the weekend, our colleagues Ruhi Maker and Barb Van Kerkhove joined local advocates from Reconnect Rochester, and Community Design Rochester, for a panel discussion on the city's proposed zoning changes, community concerns, opportunities for improvement, and next steps! Watch: bit.ly/ZAPround

Ruhi Maker reposted

A group of anonymous senior insurance just issued a warning memo, “Sounding the Alarm, saying: “Insurance is necessary to access a mortgage. We foresee an economic risk that could precede a financial crash in the way that the sub-prime mortgage crisis catalysed the Global Financial Crisis.”

Alex Steffen@alexsteffen.bsky.social

Skyrocketing premiums? The end of universal insurance coverage? A crash in values of risky properties? What a new memo by insurance executives warns may be coming. I put my climate futurist hat on to talk about what it says, and what it leaves out. alexsteffen.substack.com/p/your-unins...

Ruhi Maker reposted

Finally read The Everywhere Millionaire by @omzidar.bsky.social & Eric Zwick. Lived up to my high expectations: extensive reporting that contextualizes their pathbreaking research. All policymakers should read it, might reduce invoking of "small business" while helping multimillionaires.

Ruhi Maker reposted

Austin grew its housing stock by 10.5% from 2021 to 2025, versus 3.2% nationally. Rents fell from above $1,600 to about $1,300, with the biggest drops in older, cheaper buildings.

Ruhi Maker reposted

Another manly masculine Guardian Of Pedophiles congressman bravely displays his high-T by dodging questions about his Iran war position from a woman.

Baltimore Banner@thebaltimorebanner.com

Republican Rep. Andy Harris incorrectly told a reporter they were breaking the law as the reporter and others recorded an exchange with him last night. Harris had just wrapped up a debate with Democratic challenger Dan Schwartz.

Ruhi Maker reposted

Ruhi Maker reposted

Allowing backyard homes is step one. Helping people actually build them matters too. 🧰 Five states are using grants, financing, fee relief, and technical assistance to help turn the option of an ADU into an actual home.

businessinsider.comThese 5 states will pay you to build a tiny home in your backyardNew York and Colorado are among the states that will pay you to build a tiny home in your backyard. The compensation comes via state grant programs.

Ruhi Maker reposted

𝗧𝗵𝗶𝘀 𝗙𝗿𝗶𝗱𝗮𝘆, 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟭𝟲 @ 𝟭𝟮:𝟭𝟱 𝗽𝗺 𝗘𝗧: Capital costs drive housing prices and rents. A new paper proposes a federal program offering below-market debt to public, private, and nonprofit developers who cap rents and prices at actual project costs. Could it work? www.jchs.harvard.edu/calendar/fin...

jchs.harvard.eduFinancing Cost-Rental Housing: A Low-Cost-of-Capital Approach to Supporting Below-Market RentsChris Herbert will discuss a new paper proposing a federal program that would provide below-market-rate debt to public, private, and non-profit developers who agree to limit rents and prices to levels...

Ruhi Maker reposted

Replying to @isabellamweber.bsky.social

This is the deepest crisis of Western democracy since the Nazi era. Growing up in Nuremberg, I have learned that being anti-fascist is my first civic duty. There can’t be a question which side I’m on, as a human and an economist. As a student of FDR, I say: “I welcome their hatred.”

Ruhi Maker reposted

If you are shocked this am that Trump’s government executed a search warrant against a Democratic Member of Congress and ignored a judge’s order then you haven’t been paying attention. Stop saying this isn’t how it works in the US. It is exactly how it works under Trump.

Ruhi Maker reposted

In a twisted authoritarian spectacle, federal agents raided Ilhan Omar's home this morning. Trump has made no secret of his disdain for the Congresswoman – frequently using racist, tyrannical drivel to express an unhinged desire to expel her from the country.

Ruhi Maker reposted

Replying to @rebeccasolnit.bsky.social

“Every time someone is sleeping on a subway bench in a city, the rest of America can sort of say, ‘Ah, look at these cities.’ But we are holding a lot of your people who you fail to love and take care of.” 🥹

Ruhi Maker reposted

October is around the corner, and for millions of Americans, that means rent is almost due. But, with rising costs across the economy, meeting those monthly payments is becoming increasingly difficult. A new analysis finds that one in five working-age renters struggled to pay rent last year.

marketplace.orgPeople are increasingly struggling to pay rentA new report from the Urban Institute found that one in five working-age renters struggled to pay rent last year. The share of middle-income renters that are facing these challenges grew by the bigges...

Ruhi Maker reposted

New article just dropped in APSR! Leah Downey and yours truly on why people should stop using “democratize” when all they really mean is increasing market access. (Looking at you, economists! 👀) And, more positively, what a better vision of “democratization” looks like when applied to finance.

#OpenAccess from @apsrjournal.bsky.social - What Would It Mean to Democratize Finance? An Evaluation of Divergent Conceptions of Democracy and Finance - https://cup.org/4hT2SwM - LEAH DOWNEY & @stefeich.bsky.social #FirstView